Torrey Kim is a couponing expert for The Balance and has covered this topic for nearly 10 years, starting when money-saving apps first made their way to smartphones. She has reviewed and reported on dozens of couponing apps, money-saving programs, and discount strategies.

Torrey worked her way through college thanks to several jobs in the retail industry, where she got the inside scoop on unique ways to save money by locating hard-to-find coupons and tracking the timing of sales. After college, she began working as a writer and editor, and her articles on saving money have been published in dozens of magazines, newspapers and websites.